Buying a home in Southwest Michigan is an exciting goal—and saving for a down payment is often the first big step. Whether you’re dreaming of a home in Kalamazoo, Portage, Mattawan, Paw Paw, or one of our many surrounding communities, having a clear savings strategy can make the process feel far more manageable. How Much Do You Need to Save? One of the biggest misconceptions about buying a home is that you must put 20% down. While that can be beneficial, many buyers in Southw

If you’re thinking about buying a home, your credit score plays a much bigger role than many people realize. It doesn’t just affect if  you can buy a home—it influences how much home you can afford , your interest rate, and your monthly payment. For buyers in Kalamazoo, Portage, Mattawan, Battle Creek, and throughout Southwest Michigan , understanding how credit scores work can help you prepare, plan, and buy with confidence. What Is a Credit Score? A credit score is a three-

As we head into 2026, many homeowners across Southwest Michigan  are asking an important question: Am I in a good position for what’s next?  Whether you plan to stay put, sell, refinance, or make a move in the next year or two, now is the perfect time to check in on your home, your equity, and your long-term goals. Here’s what every homeowner in Kalamazoo, Portage, Mattawan, Battle Creek, and surrounding areas  should consider as we move into 2026. 1. Know Where Your Home Val