If you’re starting the homebuying process, you’ll quickly hear the word “escrow.”  It’s one of the most important parts of a real estate transaction — but it’s also one of the most misunderstood. Don’t worry! The concept is simpler than it seems, and understanding it will make your buying experience smoother and more confident. As the trusted experts serving Kalamazoo, Portage, Mattawan, and Southwest Michigan , the Keefer Fischer Real Estate Team , led by Kerry Keefer Fische

Buying a home is one of life’s biggest milestones — and one of the most exciting! But it’s also important to understand that there’s more to homeownership than just your down payment and monthly mortgage. Being prepared for the “hidden”  or additional costs can help you avoid surprises and feel more confident throughout the process. Here’s what homebuyers in Kalamazoo, Portage, Mattawan and the surrounding Southwest Michigan area  should plan for: 1. Closing Costs Closing cos

If you’re thinking about buying a home, one of the first things you might wonder is, “What credit score do I need to qualify for a mortgage?”  It’s a great question — and the answer can help you understand where you stand financially and what steps to take next. Understanding Credit Scores and Home Loans Your credit score plays a big role in your home-buying journey. It tells lenders how likely you are to repay a loan, which affects both your ability to qualify and the intere