What Is the First Step I Should Take If I Want to Buy a Home?

If you’re ready to start your journey to homeownership, you might be wondering: “Where do I even begin?” Buying a home is one of the biggest financial decisions you’ll make, and taking the right first step can set the tone for a smooth, successful experience.

At the Keefer Fischer Real Estate Team, led by Kerry Keefer Fischer, we’ve helped hundreds of buyers across Southwest Michigan—including Kalamazoo, Portage, Battle Creek, and Mattawan—find their dream homes with confidence. Here’s how to start off on the right foot.

💰 Step 1: Get Pre-Approved for a Mortgage

The first and most important step in the home buying process is getting pre-approved for a mortgage.

A pre-approval helps you:

• Understand how much home you can afford.

• Estimate your monthly payments and down payment.

• Show sellers you’re a serious, qualified buyer.

This step involves meeting with a trusted lender who will review your income, credit score, and financial history. Once pre-approved, you’ll receive a letter that strengthens your offer when it’s time to make one.

🏠 Step 2: Partner With a Local Real Estate Expert

After getting pre-approved, your next move is to team up with a knowledgeable local real estate professional.

Working with a team like the Keefer Fischer Real Estate Team gives you an edge. Our agents understand the Southwest Michigan housing market—including neighborhoods in Kalamazoo, Portage, Battle Creek, and Mattawan—and help match your goals and budget with the right properties.

We’ll also guide you through every step: home tours, negotiations, inspections, and closing day.

🔍 Step 3: Start Touring Homes

Once you know your budget and have an agent by your side, the fun begins! Touring homes helps you get a feel for what’s available in your price range and what features matter most to you.

Your agent will help identify the best options, schedule showings, and provide insights on each property’s value and potential.

🤝 Step 4: Make an Offer and Move Forward

When you find “the one,” your agent will help you craft a strong offer based on market trends and comparable sales. From there, you’ll move through inspections, appraisals, and final financing before closing on your new home.

💬 Ready to Take the First Step?

If you’re ready to start your home buying journey, the Keefer Fischer Real Estate Team, led by Kerry Keefer Fischer, is here to help.

📞 Contact us today to get connected with a trusted local lender and start the process of finding your dream home in Southwest Michigan—from Kalamazoo to Portage, Battle Creek, Mattawan, and beyond.

Your new home is closer than you think!