How Long Does the Homebuying Process Take?

One of the most common questions we hear from buyers is: “How long will it take to buy a home?” While the timeline can vary depending on your situation, most buyers in Southwest Michigan, including Kalamazoo, Portage, Battle Creek, and Mattawan, can expect the process to take anywhere from 30 to 60 days after an offer is accepted. Let’s break it down.

Step 1: Getting Pre-Approved (A Few Days to a Week)

The first step is connecting with a lender and getting pre-approved for a mortgage. This not only helps you understand how much house you can afford but also shows sellers that you’re a serious buyer.

Step 2: Searching for the Right Home (A Few Weeks to a Few Months)

This part of the process varies the most. Some buyers find the perfect home in a week, while others take several months. Market conditions in Southwest Michigan, such as available inventory, play a big role here.

Step 3: Making an Offer and Negotiating (A Few Days)

Once you’ve found the home you love, your agent will help you submit an offer. Negotiations can take a couple of days, depending on the seller’s response and any counteroffers.

Step 4: Under Contract to Closing (30–60 Days)

After your offer is accepted, most of the work shifts to the lender, title company, and inspector. This phase usually takes about one to two months and includes:

• Home inspection

• Appraisal

• Securing your mortgage

• Final walk-through and closing

Factors That Can Impact the Timeline

• Loan type – FHA, VA, or USDA loans may take longer.

• Market competition – In a hot market, it may take longer to secure the right home.

• Buyer preparedness – Having your documents ready and responding quickly to requests can keep things moving.

The Bottom Line

While the entire home buying journey varies, most buyers should plan for a 30–60 day closing period once under contract. The key is working with a knowledgeable agent who can guide you every step of the way.

Work With Local Experts

The Keefer Fischer Real Estate Team, led by Kerry Keefer Fischer, has helped countless buyers across Southwest Michigan navigate the home buying process with confidence. Whether you’re looking in Kalamazoo, Portage, Mattawan, or Battle Creek, we’ll help you find the right home and make the process as smooth as possible.

📞 Contact us today to start your home search with a team who understands your local market.